Cashless transactions speed up service and are more convenient for users who do not have to carry cash. They also improve security.
As a rules-based solution, the user defines how it can be used (for example, cash-only during lunch and tea breaks in the workplace or at leisure clubs for use on sunbeds and cafes).
A monetary value is added to a card by various methods (ranging from direct debit to cash or cheque or through internet transactions).